Rising home values have led to significant equity gains over the past few years. As of 2025, homeowners hold an aggregate of over $30 trillion. A cash-out refinance allows you to tap into your home ...

Accessing the equity in your home can help you move forward on your financial goals, whether you're planning major renovations, consolidating high-interest debt, or building long-term stability.

Refinancing your mortgage can help you land a better mortgage rate and lower monthly payments, but the process is often confusing. Our experts explain the details, goals, and pros and cons of ...